CodingPlans
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[ GitHub / Microsoft ]

GitHub Copilot

AI Credits worth more than the sticker price, published to the dollar.

Copilot moved to GitHub AI Credits (1 credit = $0.01). Every paid plan includes a base allotment equal to its price plus a flex allotment on top. Completions stay unlimited and credit-free.

Official pricing page ↗
[ Plans ]

Plan ladder

Values follow your controls on the Overview page (full-plan case).

Copilot Pro

$10/mo

Published
API value
$15
Value ×
1.5x
Output tok/mo
278K

$15 of GitHub AI Credits ($10 base + $5 flex). 1 credit = $0.01. Completions unlimited and free of credits.

Flex allotment may change over time. Extra usage billed at $0.01/credit.

Best model: Claude Opus 5.5 (AA 58) · source

Copilot Pro+

$39/mo

Published
API value
$70
Value ×
1.8x
Output tok/mo
1.3M

$70 of GitHub AI Credits ($39 base + $31 flex). Adds Claude Fable models.

Flex allotment may change over time.

Best model: Claude Opus 5.5 (AA 58) · source

Copilot Max

$100/mo

Published
API value
$200
Value ×
2.0x
Output tok/mo
3.7M

$200 of GitHub AI Credits ($100 base + $100 flex). Built for sustained agent-driven workflows.

Flex allotment may change over time.

Best model: Claude Opus 5.5 (AA 58) · source

Strengths

  • The only major plan family that publishes its exact dollar allotment per tier
  • Subsidy ratio rises with tier: 1.5x (Pro), 1.8x (Pro+), 2.0x (Max)
  • Widest model menu (Claude, GPT, Gemini, Grok, Kimi) under one bill

Watch out for

  • Flex allotment may change over time
  • Credits drain by model cost, so frontier models still use the allowance quickly
  • Not the highest multiple available versus subscription-with-limits products
[ History ]

Value over time

Dated reference points, a snapshot ledger you extend with npm run snapshot, and the plan changes that moved the numbers.

Copilot Pro: value multiple
0.0x0.9x1.7xJun 2025Oct 2026API value ÷ price1.2x1.5x
Copilot Pro+: value multiple
0.0x1.0x2.1xJun 2025Oct 2026API value ÷ price1.5x1.8x
Copilot Pro: snapshot ledger (full-plan case)
0.0x0.9x1.7xOct 2026Nov 2026API value ÷ price1.5x

One snapshot so far. Each npm run snapshot adds a point.

Copilot Pro+: snapshot ledger (full-plan case)
0.0x1.0x2.1xOct 2026Nov 2026API value ÷ price1.8x

One snapshot so far. Each npm run snapshot adds a point.

Copilot Max: snapshot ledger (full-plan case)
0.0x1.1x2.3xOct 2026Nov 2026API value ÷ price2.0x

One snapshot so far. Each npm run snapshot adds a point.

Timeline

  1. Jun 18, 2025 · recalled
    Copilot premium-request limits enforced
    Pro 300 / Pro+ 1,500 premium requests per month, $0.04 each beyond that.
  2. 2026 · fetched
    Copilot switches to GitHub AI Credits and adds a $100 Max tier
    Pro now $10 for $15 of credits, Pro+ $39 for $70, Max $100 for $200.

Sources